Author: kwsm

The Importance of Keeping Focus on the Things YOU Control If you’ve ever tried to teach a child to ride a bike without training wheels, you’re probably familiar with the … Read More

Earlier this year, the Dow Jones Industrial Average (DJIA) closed above 40,000 points for the first time.1 This milestone was featured across news channels and websites, characterized as good news … Read More

Have you ever been talked into participating in an “adventure” that turned out to be a lot harder than you were led to believe? Maybe a friend convinced you to … Read More

I’d rather be an investor in 2024 than in 1971. Back then, investment options were limited, opaque, and expensive. Portfolios were based on predictions and often highly concentrated. Starting in … Read More

We’re hearing a lot about the decline in new hires into the U.S. economy—statistics that sent the markets into two different one-day panics last month.  But when you look at … Read More

One alarming statistic that has gone somewhat unnoticed in the past year is the decline in the personal savings rate of U.S. households—that is, the amount that is saved and … Read More

There’s been a lot made about prices at the grocery store lately; in fact, food prices have become a political issue in this election cycle.    There’s no question that … Read More