Author: kwsm

Have you ever been talked into participating in an “adventure” that turned out to be a lot harder than you were led to believe? Maybe a friend convinced you to … Read More

I’d rather be an investor in 2024 than in 1971. Back then, investment options were limited, opaque, and expensive. Portfolios were based on predictions and often highly concentrated. Starting in … Read More

We’re hearing a lot about the decline in new hires into the U.S. economy—statistics that sent the markets into two different one-day panics last month.  But when you look at … Read More

One alarming statistic that has gone somewhat unnoticed in the past year is the decline in the personal savings rate of U.S. households—that is, the amount that is saved and … Read More

There’s been a lot made about prices at the grocery store lately; in fact, food prices have become a political issue in this election cycle.    There’s no question that … Read More

There was a time, back before 2020, when the rules covering people who inherited traditional IRA accounts were simple. Before the SECURE Act was passed, people could spread out their … Read More

The headline news this week is that the U.S. economy grew at a 2.8% annualized pace in the second quarter, which is basically a continuation of two years of solid, … Read More

Remember the good old days when the U.S. economy was growing at a 2.5% clip, and when it accounted for 80% of the global economy’s growth? When jobs were plentiful … Read More