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The Downside to Target Date Funds
Legendary infomercial pitchman Ron Popeil wasn’t just the inventor of the Chop-O-Matic, the Pocket Fisherman, and Mr. Microphone. He was also the creator of one of the greatest slogans in … Read More
I Retired During the Pandemic. Now Inflation Has Me Counting Pennies
One year into the pandemic lockdown, I retired from my job of 14 years as program coordinator and academic adviser at the University of New Mexico’s School of Engineering. I … Read More
Market Declines and Roth Conversion Opportunity
The recent market decline may present a strategic planning opportunity. Roth IRAs differ from traditional IRAs in that any growth and distributions are received tax-free. The ability to receive a … Read More
Good days follow bad days: How to keep from missing the Market’s biggest returns
If the stock market were a person, you would not want to be around them very much. Imagine a friend who reacts unpredictably to every major piece of economic news, … Read More
Congress wants to kill the ‘backdoor Roth IRA.’ Here’s what it means for you
I love this guidance from a fellow financial planner: “Save consistently, spend moderately and invest for the long-term,” she said. “The only advice I would add? Stay nimble. Tax rules … Read More
New IRA Restrictions and Mandatory Distributions
When reports surfaced that PayPal founder and billionaire Peter Thiel had invested his Roth IRA in private equity and private stock in his own company, and managed to turn an … Read More
We have $8 million saved for retirement, are in our early 50s and want to retire early, but are worried about healthcare expenses — what can we do?
There are a few things you should think about first before retiring early, even though based on the numbers you have provided and the fact that your annual expenses align … Read More