Investment Planning
Invest with Intention
Effective investment planning means building a resilient, evidence-based portfolio that supports your long-term goals. At Living Legacy, we provide investment planning services that focus on process-based decision-making, and tax efficiency.
Disciplined Investment Planning: Building Resilient Portfolios
Our Asset Investment Planning Philosophy
Each day, billions of dollars in trades incorporate expectations and analysis into real-time prices. Because of this, consistently predicting market movements or identifying short-term mispricing has become exceptionally difficult.
Rather than trying to outguess the market, we focus on an investment approach built around capturing long-term, systematic sources of returns, commonly referred to as factor investing.
Value Premium
Focuses on companies that are inexpensive relative to their fundamentals, thus capturing the tendency for undervalued stocks to outperform as prices revert toward intrinsic value.
Size Premium
The tendency for smaller companies to outperform larger companies over long periods of time. This higher expected return is viewed as compensation for the greater volatility of investing in smaller firms.
Profitability
Focuses on specific companies with strong earnings and efficient operations to capture the tendency for highly profitable businesses to outperform over time.
Why Guidance Matters in Diversification
Traditional diversification focuses on asset classes (stocks, bonds, real estate). Factor diversification goes a layer deeper by diversifying within equities (or other assets). The goal is a more balanced and resilient portfolio designed to deliver a smoother path toward your long-term goals.
Why Investors Choose Living Legacy
Our approach is rooted in process. We avoid market timing due to lacking evidence that it is consistent or repeatable, even by professionals. We seek to minimize the turnover costs of fees and taxes associated with traditional active management and frequent trading.
We’re here when you need us most. We help you maintain a consistent approach to investment decision-making through the ups and downs of the markets.
Who We've Helped
Build Your Living Legacy
with comprehensive planning for financial security, stability, and stewardship.